No Collateral Business Loans

Small business Funding specializes in finding small business owners in need of fast capital with no collateral business loans. Our extensive network of alternative lending partners helps us attain a 90% approval rate for our merchants. We work diligently on your behalf to find you the capital you need fast. We make the process as hassle free as possible:

  • 1 page application
  • Reach out to all alternative lenders
  • get approvals within 24 hourS
  • We handle the logistics of where to send the paper work
  • We negotiate with the lenders
  • We make sure your credit is not run over and over
  • Guide you through the entire process until processing
  • We will follow up to make sure you are satisfied

No Collateral Business Loans

No collateral business loans are difficult to get from traditional banks. Usually they would want some sort of collateral for you to pledge in addition to a personal guarantee. When you do not have sufficient collateral you are stuck. Small Business Funding believes that your performance as a business owner should be the primary factor in receiving no collateral business loans and not whether you own a building. The alternative lenders that Small business Funding works with does not require collateral. Their proprietary underwriting allows them to make lending decisions without securing collateral. While this may seem risky, they have the experience behind them to reduce risk considerably and to look at business performance foremost. No collateral small business loans have higher fees than that of a traditional bank loan. It is not considered a rate rather a cost of “fast money.” If you receive a merchant cash advance it is not a loan at all as there is no term and if it’s an unsecured small business loan it is actually an advance against future receivables. The alternative lender determines what you pay back based on your industry, cash flow, seasonality, average daily bank balances, and many other factors. Each lender has their “secret sauce”. Regardless, Small Business Funding helps by making the entire process as seamless as possible for the merchant.